Watch out for ‘sweetheart’ scams this Valentine’s time

Watch out for ‘sweetheart’ scams this Valentine’s time

NASHVILLE – With Valentine’s quickly approaching, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of Consumer Affairs reminds Tennesseans to be wary of ‘sweetheart’ scammers who claim to love you but, in reality, are only after your money day.

“Valentine’s Day is an occasion showing your family simply how much you care, but inaddition it gives the opportunity that is perfect unscrupulous people to make the most of naive customers with the use of emotion-provoking scam tactics,” stated TDCI Commissioner Julie Mix McPeak. “We urge customers to keep clear of deals that seem too advisable that you be true and folks who ask for cash through online dating services.”

With Tennessee rated 10 th within the country for fraudulence , the Division of customer Affairs provides the after to greatly help Tennesseans avoid being fully a scammer’s sweetheart:

INTERNET DATING SCAMS union frauds, or scams that are“sweetheart” are among the earliest tricks in many scammers’ playbooks. Regrettably, the increase of internet dating internet sites, mobile apps, and social media platforms have actually provided scammers a fresh method to deceive individuals into thinking their schemes. While genuine relationships are usually obtained online, scammers also utilize these sites and platforms to victim on naive victims. Scammers will create fake pages to attract people and then utilize psychological techniques to get cash.

  • You meet some body for a site that is dating. Anyone communicating that is you’re straight away would like to keep the dating internet site and begin interacting over individual e-mail or IM.
  • The claims that are individual quickly and things turn severe.
  • Whilst the person claims become through the U.S., she or he additionally claims become working or traveling offshore.
  • Scammers use emotions by simply making up elaborate tales about requiring cash for travel mishaps, medical emergencies, lacking visas ( or other papers) or a short-term setback that is financial.
  • The scammers will ask for the monetary assistance by wiring them cash. The transfer that is first little, but it is accompanied by needs to get more.

Keep in mind: NEVER deliver money to a person who is utilizing the tactics that are above to somebody you’ve never ever met face-to-face.


Present cards frauds are a way that is increasingly common scammers to benefit off customers with good motives. Just last year, Tennesseans lost nearly $1 million to present card scammers. Scammers will pose as an internet love interest or perhaps a remote household user up against a bind that is financial. In place of a cable transfer or money, the scammers will persuade the buyer to acquire present cards (frequently iTunes or Google Enjoy) and offer all of them with the redeemable rule on the back of the card. (this process is optimal for scammers as the scam is difficult to locate.) Customers whom get a obtain re re re payment making use of iTunes present cards it to the Federal Trade Commission (“FTC”) that they believe may be a scam should report.

  • Never read or text someone the PIN quantity in the straight straight straight back of something special card. The quantity is really as good as money in the scammers’ pocket.
  • Reputable companies, like technology help businesses and shop-at-home services, don’t ask for present cards as re re payment. If you’re being expected by a caller to cover a service or product with something special card, continue with caution since it is most most most likely a scam.
  • If you’re buying present cards as gifts, be sure to purchase them from an established and understood supply.


Considering gift that is purchasing or reduced solutions for Valentine’s Day? keep in mind:

  • Very Carefully review the termination date of this present card. Generally speaking, the termination date of something special card you get should really be at the least 5 years following the date it absolutely was granted for you beneath the guidelines associated with the FTC ; additionally, the Tennessee customer Protection Act provides that a present certification will need to have an termination date this is certainly at the least 2 yrs following the gift certification is granted.
  • You shouldn’t be charged a charge for the present certification being given.
  • Within 2 yrs of buying the present certification, you ought not be charged service charges (including dormancy charges, latency fees, or administrative costs) that decrease the total worth associated with present certification.
  • These limitations might not use to prepaid cards in making phone calls or at numerous, unaffiliated merchants or at ATMS. In addition they might not affect specific cards offered as client commitment prizes, distributed or offered below face value to charitable companies for fundraising, offered with an organization that is charitable fundraising purposes, fond of a boss by a member of staff for the employing business, or released by the manager in recognition of solutions done by a member of staff.
  • When buying a present, be aware of always return policies and request a present receipt.

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